The Pearl Health Care Exchange gives customers the ability to choose from a variety of health insurance plans. Customers can select from different coverage levels and benefit choices to find a plan that meets their budget and health care needs.
Users will login to the secure member portal to view their options. Four different coverage levels (bronze, silver, gold, or platinum) offer ease in choosing a plan. All coverage comes from leading insurance companies.
All products offered through the Pearl Health Care Exchange meet or exceed the U.S. Government guidelines of Minimum Essential Coverage that U.S. citizens must purchase. If residents of the US do not have health care coverage, financial penalties will occur, as outlined in the Affordable Care Act Individual Mandate.